Refund advance loan

How can I get a refund advance? How do you get a refund advance? What is a refund advance? Refund Advance is a loan based upon your anticipated refund and is not the refund itself. You and Your refers to each person who accesses the Prequalification Service.

The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer.

Fees for other optional products or product features may apply. A tax refund advance loan is exactly that—a short-term loan against your income tax refund that you get before your refund is actually processed by the IRS. It isn’t necessarily a loan of your full refund amount though. You usually borrow only a portion of your total refund.

The loan amount is deducted from your refund after it’s issued. Available amounts range from $2to $500. The refund advance loan is an offer from First Century Bank.

If approve you will receive a cash advance in the amount of $ 2, $ 5, $ 7or $ 000.

There is no interest and there are no loan fees. A tax advance loan is based on your actual refund so there is no credit check and no upfront fees to pay. All tax advances are $2and $finance fee even if your actual IRS refund is delayed. Loan begins on December rd and is a loan not your actual refund. It this interest you, we can provide this type of loan as well.

We have lenders online right now available hours a day, seven days a week that are waiting to take care of your cash needs. Tax refund advance loans. We can and will get you the. YOU WILL RECEIVE YOUR MONEY THE DAY OF. Subscribe to RSS Feed.

Report Inappropriate Content. You can qualify for a cash advance loan , even with bad credit, slow credit or no credit. Overdraft fees and get cash advance from Today! Easy Online Application. How to get a cash advance now fast.

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This loan is called a refund advance loan (RAL). The amount of the advance loan is typically based on a portion of the full amount of your estimated tax refund minus tax preparation service charges and other fees. This is a short-term loan , usually for less than one month or until the IRS sends your full refund to the tax preparer. Kelly Phillips Erb Senior Contributor. Opinions expressed by Forbes Contributors are their own.

However, you may still see offers for those types of loans , so it’s important to understand how they work. Those loans are typically financed by small finance companies—not major banks working with household-name tax preparation services. Plain and simple, iTaxAdvance.

Instea they partner with banks that lend the funds. Once you receive your tax refund , that amount or a portion of it goes to the bank to pay off the loan.